In the world of personal finance, the best advice is often, “save for a rainy day.” In the world of homeownership, it’s best to prep your actual home for that rain. And the snow. And the sleet. And the hail. [More]
With back-to-school time looming, kids will soon find themselves engrossed in math, science, reading and history. But what about financial education? Are your kids getting schooled in the basics of saving, money management and the ABC’s of credit? [More]
While many believe the end of the year is prime time to purchase a new vehicle, the summer months also prove to be a popular season to score some deals. From Memorial Day weekend through Labor Day, dealers across the country will feature sales and slash prices to unload particular models. And research shows if you do your homework and shop around, the car-buying process does not have to be too painful. [More]
What better time to bust out of your routine and burn some rubber on a summer road trip. To kick things off, we’ve handpicked four scenic favorites across the US, along with some smart road- tripping tips so you can savor every mile. [More]
Selling your house can be an emotional process but it doesn’t have to be difficult one. Add a dash of creativity and you’ll be signing the final real estate papers in no time. Here are what real estate experts say are surefire ways to sell your house.
The spring and summer months are often popular times for homeowners to embark on big - and small—remodeling projects. Perhaps you're in the market for a new kitchen or bath, or maybe wishing to add a new room to the house, or drop in those coveted wood floors. Regardless, if you're not tackling the project yourself, you'll likely be seeking out the help of a contractor.
Tax season can cause angst for even the most-relaxed individual. So much paperwork, ever-changing laws and of course there is the uncertainty of whether or not you'll be faced with a bill or refund. Still, as Benjamin Franklin stated so long ago, "In this world nothing can be said to be certain, except death and taxes." So it's best to get ready for the inevitable— April 15 will be here before we know it. [More]
Start the year off right with these helpful budgeting tools and apps. Use these free services to figure out where your money is going, create a budget, reduce your debt, start saving and build wealth. [More]
It’s a typical crazy-busy January here in the Marketing Department at Western and there’s no time to bask in a glorious hangover from all of the holiday food and festivities. In the midst of the hectic schedules and heavy workloads that hit at the beginning of each year, there is also the hope and promise of making a difference in our members’ lives. Each year, Western has the privilege of granting eight deserving young members with Patricia Dempster Scholarship Fund Awards for their outstanding academic performance, community service, and extracurricular activities. Is this one of the most labor intensive promotions we have? You bet it is! It takes a Western army comprised of computer programmers, online developers, copywriters, graphics designers, compliance staff, accounting staff, mailroom staff, marketing coordinators and volunteer judges to make it happen. But you can also bet we find it to be one of the most rewarding. [More]
We all know we should have an emergency savings fund, yet according to Bankrate.com, a whopping 28% of Americans don’t have a penny saved for those, “uh-oh” moments! So this coming year, commit to getting financially fit by starting an emergency savings fund with the goal of having about 6 months of income saved. It’s important to remember, short of winning the lottery, building a fully-funded emergency savings doesn’t happen overnight. Taking small, regular steps over time will pay off big time. Here are some quick tips to get you on your way: [More]